Tag: Apple Pay

Apple Plans to Replace Transit Passes with iPhone 6’s NFC

iPhone users have just started using Apple Pay to make purchases at cash registers and online stores. But the application of this NFC-based payment system is not limited to just this. According to The Information, Apple is in talks with keycard maker HID Global and Cubic to enable security features through which the NFC-equipped iPhone can be used as a pass to enter buildings and transit fare systems.

“The Apple representatives have spoken to technology providers like HID Global and Cubic, which enable secure access to buildings and transit fare systems respectively, briefed people involved in the discussions. Spokespeople for the companies declined to comment on any discussions with Apple, but executives there discussed how they could integrate their systems with the iPhone.” the report said.

This could only mean that the iPhone 6 could soon come with the ability to unlock hotel room doors and even pay public transit fares. Back at the launch of Apple Watch, the company publicly announced a partnership with Starwood Hotels and Resorts Worldwide that would allow Apple Watch owners to unlock their hotel room doors using bluetooth. However, that specifically isn’t NFC technology, but the concept is the same.

Currently, developers are not allowed to tap into the NFC chip found in the iPhone 6 and iPhone 6 Plus. By allowing access to the NFC chip, the cards would be able to upload on the Passbook the same way credit cards are added. Users will then have to just tap on the home button at NFC-powered transit turnstiles to pay for their desired rides.

Its functions remain exclusively tied to Apple Pay, which launched with the release of iOS 8.1 last week. Apple hasn’t indicated any plans to open up NFC access in the future. However, report from The Information illustrated that Apple may selectively partner in offering NFC support. Initially, Apple also restricted Touch ID support until the launch of iOS 8, which now allows developers to offer fingerprint-based access with applications.

October 28, 2014
iOS 8.1 Now Available for Download, Here’s Everything You Need to Know

Apple had launched the iOS 8 with some key features missing, which was a let down for many. One of the major problem with the update was that it demanded close to 5GB of free space on your device before you could update, which only meant users had to delete a lot of music, photos and apps to make space. The second important feature missing from iOS 8 was the absence of a Camera Roll.

When the iOS 8.0.1 update released on September 24, Apple ended up pulling the update just hours after it became available. The bug-laden update has caused iPhones to lose cell network and affected the Touch ID.

Apple studied and considered the user feedback before launching iOS 8.1. Now it has finally brought some key and impressive features to its mobile platform that were missing earlier. However, to have the best possible experience of these features, users will need to have the OS X Yosemite installed. If you have an iPhone 5s or higher, here’s what to look forward to in the latest iOS 8.1 update.

Apple Pay

Apple’s rumoured payment platform finally hits on iOS 8 devices running with the 8.1 update. In order to use Apple Pay, users need to add a card to Apple Pay by taking a snap of their card. After the card is verified from the bank, it is added to passbook, where users can finally access it for future purchases. Users can now open their Passbook in retail stores, a finger print scan via the Touch ID sensor completes the process. Though as of now, the feature is U.S locked, UK availability is expected to start some time early next year.

Personal Hotspot

The 8.1 update brings about a significant improvement in communication sharing features between desktop and mobile. The new personal Hotspot allows the iPhone’s 4G LTE compatibility to be accessed from a nearby Mac. Once connected, the Mac acts as a phone.

Camera Roll is Back

When Apple launched the iOS 8 last month, it was missing the Camera Roll feature which was a major let down for users. Now with the 8.1 update, this feature is back where users can house all their photos again in one single folder.

Beta iCloud Photo Library Access

iCloud Photo Library returns as a beta in iOS 8.1. It stores as much as you want, provided you have purchased that much space in iCloud. Previously, iCloud only stored your last 1000 photos for 30 days. Therefore, all photos uploaded in the iCloud Photo Library will be a part of your total iCloud storage. You get 5GB of free storage for starters, with 99 cents a month you get 20GB, while $3.99 will get you 200GB.

SMS Relay

A feature you’d probably already know about, deserves another mention here. With the SMS and Phone integration, you can send and receive text messages as well as phone calls across all Apple devices. This is definitely the future of interlinked digital devices. Apple definitely was to be the first company to benefit from this because of its enormous hardware ecosystem.

The iOS 8.1 definitely looks much more promising from the the iOS 8, and is now available for download. Apple seems have really made an effort to bring about some refreshing changes based on consumer feedback that were missing earlier.

October 21, 2014
Apple Event Round Up : The 8 Most Important Things Apple Announced

On Thursday, Apple held its second product release event in six weeks. The 90-minute event at Apple’s headquarters here was a sombre affair compared to the mega-launch of the iPhone 6 and 6 Plus, Apple Watch and Apple Pay. This time the news was expected, however, Apple plenty of new hardware and software during the event.

The company added to its product line the two new iPads, a 27-inch iMac with eye-popping Retina display, and OS X Yosemite, Apple’s latest desktop operating system. The iPad Air 2, iPad mini 3 and the devices will go on sale later next week in 29 countries (India is not on the list) while pre-orders open online today.

We are listing the important highlights of the event that will take considerably less time than it will take you to re-watch the event:

1. The New iPad Air is Skinnier Than Ever

Apple has relied on its time-tested strategy for updating a offering – make them thinner. The new device is only 6.1 mm thick, thinner than the new iPhones by almost 1mm. As expected, it is powered by the new Intel A8x Chip, a 2nd gen 64 bit architecture, which is 12 times faster than the current one. Apple claims that graphics performance of the new iPad Air 2 is 180 times faster, which gives console like gaming experience on the iPad Air 2. The tablets will feature a fingerprint scanner similar to the one found in the latest iPhones. The sensor enables people to use a fingerprint instead of a passcode to unlock the device, also can be used to make purchases using Apple Pay.

The new iPad Air 2 houses the 8MP iSight camera on the back with a f/2.4 aperture and supports HD video recording. Along with that, there is a front camera which features a new face time HD camera, burst selfie, slo-mo and more. The iPad Air 2 runs on the latest iOS 8.1 and features a LCD layer on the display and an anti reflective coating, reducing reflection by upto 56 per cent. The iPads are priced starting $499 (16GB). The 64GB version is available for $599 and the 128GB for $699.

2. There added a iPad Mini too, with Touch ID

Apple confirmed the third generation iPad Mini featuring the new Touch ID fingerprint sensor during the event. iPad mini 3’s screen is at 7.9-inches with a 2048×1536 resolution at 326 pixels per inch (ppi). Apart from the Touch ID, it has the same Retina display with an aluminum coating at the back. It will be available in gold, gray and silver colour variants.

It features a 5 megapixel iSight camera and a FaceTime HD camera. The camera carries the iOS8 features such as time-lapse and panorama. This iPad features dual microphones, on the front and back. Instinctively, when you switch cameras from front to back (or vice versa), the microphones switch, too. The price starts at $399 (Rs. 24,574 approx.) for 16GB in Wi-Fi only, while the 128GB + LTE model will cost $729. Pre-orders start tomorrow and shipping starts by the end of next week.

3. Apple Pay Will go Live on Monday (Only in the USA)

Apple confirmed it will begin rolling out the service next week on 20th October i.e. on Monday. Apple’s payment system allows people to bump their phones to pay for items in the 220,000 stores that have NFC (near-field communication) readers, as well as pay for items in apps by using the fingerprint scanner on Apple’s newest mobile devices.

Once third-party apps also use the Touch ID features, you can use this feature on other apps as well. As far as Apple Pay is concerned, it will be available only in the US and essentially allow users to replace their credit card with their device to make actual payments.

4. New iMacs come with the ‘World’s Highest Resolution Displays’

Along with Yosemite, Apple is bringing out the updated version of iOS. They’ve spent time and effort taking in user feedback and have updated the problem-prone update. iOS 8.1 brings the Camera Roll and iCloud Photo Library in beta, a feature that allows you to store all of your photos from all your devices in the cloud. The new iMac features a 27-inch display with 5210×2880 pixels resolution, which is 14.7 million pixels, which according to Apple, “is the world’s highest-resolution display”. Seven times more pixels than a Full HD TV, 67 per cent more pixels than 4k. The display is only 5mm thin at the edge.

The Oxide TF and a new low-power backlight helps it use 30% less energy despite the large display and heavy resolution. The base model runs on a 3.5GHz quad-core Intel Core i5 processor, AMD Radeon R9 M290X graphics card, has 8GB of RAM, and a 1TB Fusion drive. The iMacs are priced starting $2499 (Rs. 1,53,913 approx).

5. Developers can Start Working on Apple Watch Apps Next Month.

Apple Chief Executive Officer Tim Cook remained vague about when the company’s smartwatch will go on sale, saying only that it will be early next year. But the company is releasing WatchKit, software that will let developers start working on apps for the devices.

6. Yosemite is already available

Taking continuity to the next level. Apple definitely is the first company to benefit from this because of its enormous hardware ecosystem. OS X Yosemite is the upcoming eleventh major release of OS X, Apple Inc.’s desktop and server operating system for Macintosh computers and it will be available from today. It can be downloaded from the Mac App Store for Free.

Yosemite gives you mirrored access across all Apple platforms for instant access. For example, the iPad recognizes what you’ve been working on and prompts you about it. You can stop working on the Mac, pick up your iPad and start working on your project right way without a second of lag. There is no need for third party apps. There is no need to open a cloud app and download the file, it’s always there.

7. iOS 8.1 Will Roll Out on Monday

Along with Yosemite, Apple is bring out the updated version of iOS. They’ve spent time and effort taking in user feedback and have updated the problem-prone update. iOS 8.1 brings the Camera Roll and iCloud Photo Library in beta, a feature that allows you to store all of your photos from all your devices in the cloud.

8. Apple SIM is a new iPad Air 2 hidden feature

Perhaps the most interesting news about Apple’s new iPad Air 2 tablet is buried at the bottom of one of its marketing pages: It will come pre-installed with a new “Apple SIM” card instead of one from a specific mobile operator.

Apple explains, “The Apple SIM gives you the flexibility to choose from a variety of short-term plans from select carriers in the U.S. and UK right on your iPad. So whenever you need it, you can choose the plan that works best for you—with no long-term commitments. And when you travel, you may also be able to choose a data plan from a local carrier for the duration of your trip.” So far, Apple lists three of the top four US operators—AT&T, Sprint, and T-Mobile—as partners. In the UK, there’s EE, a joint venture between T-Mobile and Orange. Apple says participating carriers may change.

October 17, 2014
Apple Pay to Launch on 20th October

Apple Pay, Apple’s NFC and Touch ID-based mobile payment solution, might arrive sooner than anyone expected. Apple had announced its first mobile payment system will launch this month. Today at the mega event, Apple confirmed it will begin rolling out the service next week on 20th October.

With the new iPhones, Apple introduces the NFC radio on their phones. With Apple Pay all you need to do for paying at stores is bring your phone near the payment sensor, and that’s it, your payment is done. Apple pay is available on both, the iPhone 6 as well as the iPhone 6 Plus. It uses the Touch id for secure payment.

The company has inducted a security chip called the Secure Elements on the phones. Not just that, with this new technology, even your name and purchase details remain hidden from the cashiers at the store. You simply pay by keeping your thumb on the touch ID sensor.

Apple has also take special care that your financial data such as Credit card and account details from falling into the wrong hands. All your credit cards are stored in the Passbook app that doesn’t store any physical data on the device like credit card number and the CVV number. Instead, what you get is a One Time Payment(OTP) number for every transaction that gets transferred to the bank, so neither Apple nor the merchant gets to know your details.

October 16, 2014
iPhone 6 Plus vs Note 4: Which Giant is Right for You?

The cards have been dealt, and now the markets all around the world are ready to choose between the latest offerings from the two giants of the smartphone business. Apple and Samsung will be taking on each other with their flagship offerings. Samsung’s behemoth will take on the first big screen outing from Apple’s stable. Flagship battle doesn’t get bigger than this. So without wasting a beat, let’s get into it.

Design

The Galaxy Note 4 takes on the usual Samsung design patterns but with edgy design features. The phone gets a metal frame to strengthen the device. The massive display has always been the Note series’ USP. But this time they take it much further by introducing the 5.7 inch Quad HD Display with a pixel density of 515 ppi. This display is stunning, and high-quality content on it looks mesmerising. Note’s unique feature, the S-pen also gets some considerable improvement over its predecessors.

The Note 4 Flaunts its metal frame based design and Super AMOLED Quad HD Display.

Apple’s iPhone 6, on the other hand, comes with a 5.5 inch 1080p HD display with a pixel density of 401 ppi. The phone has an Aluminum body which was recently in the news for its bending issue.

Hardware

The innards on the Note 4 are top of the charts. The phone is powered by a Quad-core 2.7 GHz Snapdragon 805 processor. It comes with 3 GB of RAM. The internal storage on the device is 32 GB and has options for expandable storage up to 128 GB. Along with the massive QHD display, the Note 4 is a mobile multimedia powerhouse.

The bigger iPhone comes with a new generation Apple A8 processor clocked at 1.4 GHz along with 1 GB. But we found that even with the seemingly low specifications the phone brings out a smooth and zippy performance. The phones come in three storage options of 16/64/128 GB.

Camera

The Galaxy Note 4 sports a 16 MP camera on the front with Optical Image Stabilization (OIS). On the other hand, the iPhone 6 Plus gets OIS too on its 8 MP camera. This device will be loved by selfie enthusiasts. Not only does it give a 90-degree selfie, but using its wide selfie feature you can get an even wider 120-degree selfie which is great for a “Groupfie/Weefie”.

The camera on the iPhone 6 Plus offers amazing shooting features like Time-lapse and slow motion capture.

iPhone’s features such as time-lapse shooting, Slow motion capture and superior burst mode give it an edge over Note 4’s bigger sensor. Using the multiple features you can almost shoot a professional looking film using the device’s camera.

Battery

Both companies have put focus on making these devices with mammoth screens to give more efficient battery backup. Note 4 sports a 3220 mAh battery which tries to quell the hunger of the massive QHD display. Samsung has also added some internal tweaks to make the phone more juice efficient.

Both phones deliver a good battery backup even with their massive displays.

Samsung’s unique Ultra Power Saving mode is a standout feature for the phone. Using the feature you can use limited features on the phone and extend the life of the phone to multiple days.

The iPhone 6 Plus comes with a slightly smaller 2915 mAh battery. The phone churns out a good battery backup over the previous outings. It provides a talk time of 6+ hours on LTE networks and 7+ hours on 3G networks, with a switch to 2G we saw upwards of 8 hours. The display consumes the maximum juice on this phone.

Price

Note 4 will come to the market at a price of Rs. 61,500 which like in the past may go down even further in a few weeks.

The iPhone 6 Plus doesn’t come cheap. The base 16 GB variant will start at Rs. 62,500 which considering the lack of expandable storage is a rough deal. If you are a multimedia enthusiast, the 64 GB and 128 GB variants are quite a hefty buy.

Special Features

The S-pen, of course, is the feature that sets the Note as a different smartphone species. Samsung has upgraded the feature of the pen with this outing. With better touch sensitivity and handwriting recognition, the pen will become more of a handy utility than just a gimmick. With options of using calligraphy pens, it brings a more native writing experience.

Note 4 Stylus come with improved upgrades making it more efficient to use for everyday use.

Apple though is flaunting its new Apple Pay feature which works using an NFC radio and the Touch ID Sensor on the phone. The single hand mode will also make a lot easier to use the phone and will free the other hand for your tasks. The landscape options also offer good multitasking options. The system will take some time to come to India but till then you can us the sweet camera on the device to make some great feature style home videos with cool time-lapse and slow motion.

Conclusion

The Diwali season will see and enthusiastic rivalry between the two tech giants. Samsung will leave no stone unturned to reach out to new consumers; Apple will have to match up to Samsung’s marketing if it wants to entice the Indian market during the peak spending period in the country. Both phones offer some unique features which cannot be compared but they seem like winners in each of their segments. Now its all up to the market to decide the real winner because only the market has the right to choose that. In the words of the Grail Knight from Indiana Jones and the Last Crusade; Choose Wisely.

October 15, 2014
Apple Pay Expected to Launch on 18th October

Apple Pay, Apple’s NFC and Touch ID-based mobile payment solution, might arrive soon than anyone expected. Apple announced its first mobile payment system will launch this month, however the company did not not reveal a specific date. Now, a new leaked memo suggests Walgreens, America’s online pharmacy service, will begin rolling out the service next week on October 18. The training materials, shared by MacRumors, for the Apple Pay launch at Apple retail stores have also detailed some new specifics regarding the Apple Pay setup and transaction processes both on customer iPhones and in Apple retail stores.

It’s unclear if this is specific to Walgreens or if the memo is referencing a widespread rollout. However, according to the leak, it’s unclear if this is specific to Walgreens or if the memo is referencing a widespread rollout. Credit cards can be added to Passbook via an iTunes account or by using the iPhone’s camera to scan in details. Passbook will be able to store up to 8 credit/debit cards, according to the training materials.

The date makes sense, as this Thursday (October 16th) is Apple’s iPad event, which would also be a logical time to announce the roll-out of Apple Pay. As announced on September 9, popular drug store Walgreens is one of Apple’s major launch partners, along with other companies like McDonalds, Macy’s, Staples, and more. According to the Walgreens memo, customers who have an iPhone 6 will be able to use Apple Pay in Walgreens stores by tapping their devices “to the upper portion of the pinpad to pay for their purchase.”

October 13, 2014
Does the Apple Watch Make Sense For the Indian Market?

Yesterday at the massive event held at Cupertino California, Apple announced its long-awaited smartwatch, the Apple Watch. And we have to admit, this revolutionary device looked stunning. Square face with detachable straps, Apple Watch has an easy to understand interface for working with standard applications. It’s user-friendly, equipped with the new ‘Apple Pay’ remote payment system, and, obviously, comes with amazing watchfaces. With three choices to choose from, Apple Watch, Sport, and Edition, there ought to be something for everybody.

Well, everybody here might refer to be restricted to people from developed country. How much is Apple’s newest technology feasible for a country like ours, where tech such as NFC and Apple Pay wouldn’t be of much use?

Clearly, Apple has put lot of brains and research in the Watch. However, the starting range US$349 (INR 22,000 approx), Apple’s Watch seem quite expensive in Indian market which is ruled by value for money budget devices. The Indian handset market is ruled by Android-powered smartphones. It seems to be a major setback that the Apple Watch requires an iPhone to operate. Which makes its real price much, much higher.

Second major setback, India doesn’t have kind of technology to fully experience the power of Apple Pay, which will be one of the selling points of this device other countries. In India, over the past year, there have been several NFC trials for ticketing in Delhi Metro, in Delhi buses and a movie halls in Mumbai, which failed.

Apple has also tied up with several app developers to create useful apps for their watch. One of the important features which was welcomed yesterday, with a round of applause from the audience, was the ability to open hotel room doors by simply tapping the Apple Watch to the door. This feature was brought out with collaboration with Starwood Hotels, a popular chain in the US. They’ve even teamed up with American Airlines, to automatically show you your flight information and a copy of your boarding pass on your watch. With such apps, Apple Watch eliminated the need to carry around magnetic plastic cards provided by hotels and the need to safe-keep your boarding pass. However, it will take a long time before Indigo Airlines or Taj Hotels invest to work on such technology.

We wouldn’t say that this wearable would fail in our country. It still has several interesting features which would make life simpler, no matter where you’re located on the globe. Apple’s ecosystem is undeniably very strong. The way it lures consumers into the endless arena of iPods, iPhones, Macs, App Store, iTunes Store, and Apple TV is enviable.

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September 10, 2014
Apple Pay: Easy Digital Payment From Your New iPhone 6 and 6 Plus

Apple introduced its long awaited and much-leaked iPhone 6 and the 6 Plus. Of course, you must have heard loads about the new smartphones from the Cupertino based tech giant. But there was one amazing innovation presented at the event that is going to make shopping easy, really easy. It’s called the Apple Pay.

With the new iPhones, Apple introduces the NFC radio on their phones. With Apple Pay all you need to do for paying at stores is bring your phone near the payment sensor, and that’s it, your payment is done. Apple pay is available on both, the iPhone 6 as well as the iPhone 6 Plus. It uses the Touch id for secure payment.

Apple Pay is a revolutionary way of payment.

Well, well you say, what about security, Apple hasn’t had the best of PR in that respect. Well, Apple is leaving no holes barred, the company has inducted a security chip called the Secure Elements on the phones. Not just that, with this new technology, even your name and purchase details remain hidden from the cashiers at the store. You simply pay by keeping your thumb on the touch ID sensor.

Apple has also take special care that your financial data such as Credit card and account details from falling into the wrong hands. All your credit cards are stored in the Passbook app that doesn’t store any physical data on the device like credit card number and the CVV number. Instead, what you get is a One Time Payment(OTP) number for every transaction that gets transferred to the bank, so neither Apple nor the merchant gets to know your details.

The most important bit is that if your Phone gets stolen or lost, you can simply use the Find my iPhone app and suspend all transaction from the phone. As the details credit cards are not physically present on the device, you don’t even need to cancel your cards.

The Passbook stores all the credit card details at one secure place.

Apple Pay also works on the internet. When you go for a transaction on a site that supports Apple Pay, you don’t need to go through the troubles typing in all the shipping details and card details. With just one touch you can pay for the items, and you’ll get a notification with all the details of the purchase.

Adding credit cards to the Passbook is also real easy. You can use the existing cards from iTunes. If you want to add a new card, all you need to do is take an image from your phone and get it confirmed from your bank, and you are ready to shop online.

Apple will begin the Apple pay service from the month of October in the USA. It will partner with some of the biggest chains and services like McDonalds, Subway, etc. It will also work with apps such as Uber, Groupon and of course the Apple online store. Apple pay will also work with Apple’s latest innovation, the Apple Watch.

With this Apple has brought the next generation payment technology in the mainstream that seems fast and secure. To actually judge the technology we have to wait for its implementation, but as of now, we are impressed. With the addition of NFC-enabled payment, Apple has matched up to its adversary, Androids Google Wallet and taken it a step further.

September 10, 2014